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Current Mortgage Rates

Stay informed with our up-to-date mortgage rates, tailored to help you make the best financial decisions for your home. Whether you're buying your first home or refinancing an existing mortgage, our competitive rates and expert advice will guide you every step of the way. Contact us today to secure a rate that fits your needs.

Our Team

Our mortgage rates

Take advantage of our competitive rates. Switch your mortgage to Marathon and see how we go the distance for you.

Term	Current Rate (%)*
6 Month Fixed Rate - (Purchases & Switches):
LTV 95% or less Insurance premium required on all LTVs (capitalized into mortgage)	3.79%
Fixed Rates (Purchases & Switches) Insured/Insurable:
5 Year Term	3.99%
4 Year Term	5.09%
3 Year Term	3.99%
2 Year Term	5.69%
Fixed Rates (Purchases & Refinances) Uninsurable:
5 Year Term	4.59%
Adjustable Rates (Purchases & Switches) Insured/Insurable:
5 Year Term	Prime minus 0.80%
Adjustable Rates (Purchases & Refinances) Uninsurable:
5 Year Term	Prime minus 0.30%
Renewal rates may differ. Existing clients please call Marathon directly at 416-603-6060 or 1-855-503-6060
Rates may vary provincially and are subject to change without notice OAC
Bank of Canada Benchmark Rate	5.25%
Prime Rate (P)	4.95%
Reinvestment Rates
1 Year – 3.450%
2 Year – 3.494%
3 Year – 3.551%
4 Year – 3.668%
5 Year – 3.739%
Reinvestment rates are utilized for the purposes of calculating Interest Rate Differential (IRD). They are subject to change without notice as they change often.

*Rates shown are 'starting at', and are subject to change based on the applicant's financial situation.

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